天气风险管理理论及实践进展  

Progress in the Theory of Weather Risk Management and Its Practice

作　　者：赵艳霞[1,2] 陈思宁 Zhao Yanxia;Chen Sining(Chinese Academy of Meteorological Sciences,Beijing 100081;Joint Open Laboratory of Meteorological Risk and Insurance,Beijing 100081)

机构地区：[1]中国气象科学研究院,北京100081 [2]气象风险与保险联合开放实验室,北京100081

出　　处：《气象科技进展》2023年第2期26-37,共12页Advances in Meteorological Science and Technology

基　　金：国家重点研发计划(2019YFD1002201);中国气象科学研究院基本科研业务费专项(2021Z010)。

摘　　要：从天气风险的概念、分类、特点、管理策略及管理措施等方面对相关理论进行了梳理,深入介绍了两种典型的天气风险管理产品——天气指数保险和天气衍生品的联系与区别及其在国内外的发展进程,同时,辅以典型案例对两种产品的设计及使用进行了详细说明。详细总结了气象科技在天气风险管理中的作用:1)不断完善的气象观测网络为天气风险管理提供了坚实的数据基础;2)气象可以为天气风险管理提供不同时空尺度的天气预报信息;3)气象可以为天气风险管理提供多元化的气象信息服务产品;4)气象可以支撑天气风险管理产品技术研发。最后,进一步指出应促进气象部门与不同行业的深化合作,开发专业化的天气风险管理产品,为各行各业有效规避天气风险及良性发展赋能。This paper summarizes weather risk theories from the perspectives of concept,classification,characteristics,management strategies and management measures.It also introduces the relationship and differences between two typical weather risk management products-weather index insurance and weather derivatives as well as their development at home and abroad.At the same time,the design and utilization of the two products are explained in detail with typical cases.Furthermore,the role of meteorological technology in weather risk management is elaborated as follows:(1)The constantly improving meteorological observation network provides a solid data base for weather risk management;(2)weather forecast information of different time and space scales is available for weather risk management;(3)diversified products of meteorological information services are offered for weather risk management;(4)the research and development of weather risk management products are supported by meteorological technology.Finally,for effectively avoiding weather risks and for benign development,it is necessary to promote the cooperation between meteorological departments and different industries and develop specialized weather risk management products.

关 键 词：天气风险管理 天气指数保险 天气衍生品 

分 类 号：F842.66[经济管理—保险]