我国银行业合规管理体系建设研究  

Research on the Construction of Compliance Management System in China's Banking Industry

作　　者：薛志华[1,2] 郭颂[1,2] XUE Zhihua;GUO Song

机构地区：[1]武汉理工大学法学与人文社会学院,湖北武汉430000 [2]武汉理工大学企业合规研究中心,湖北武汉430000

出　　处：《吉林金融研究》2023年第4期53-59,共7页Journal of Jilin Financial Research

基　　金：武汉理工大学自主创新基金“前沿科技创新背景下我国科技安全风险及我国应对”(项目号:3120622779)资助。

摘　　要：银行业合规管理体系建设是加强和完善现代金融监管,强化金融稳定保障体系的重要保证。我国从合规理念、内部合规体系、外部评价机制三方面形成了银行业合规管理体系的制度框架。结合合规管理体系运行现状可以发现,仍然存在激励机制依据不充分、内部合规管理体系不健全、外部合规评价机制不完善的问题,有必要从立法完善,内部和外部合规制度建设方面进行完善。The construction of a compliance management system in the banking industry is an important guarantee for strengthening and improving modern financial supervision and strengthening the financial stability guarantee system.China has formed an institutional framework for the compliance management system of the banking industry from three aspects:compliance concept,internal compliance system,and external evaluation mechanism.Based on the current operation status of the compliance management system,it can be found that there are still problems such as insuffi cient incentive mechanism basis,incomplete internal compliance management system,and incomplete external compliance evaluation mechanism.It is necessary to improve legislation and internal and external compliance system construction.

关 键 词：银行 合规管理 激励机制 内部合规机制 第三方监督评估机制 

分 类 号：F830[经济管理—金融学]