高利转贷罪的扩张适用与限缩路径  

On the Expansion and Limitation ofthe Crime of Transferring Loans with Higher Interest

作　　者：张誉超 ZHANG Yu-chao(School of Law,Zhengzhou University,Zhengzhou Henan 450000,China)

机构地区：[1]郑州大学法学院,河南郑州450000

出　　处：《齐齐哈尔大学学报（哲学社会科学版）》2023年第9期108-112,共5页Journal of Qiqihar University(Philosophy & Social Science Edition)

摘　　要：高利转贷罪是存贷犯罪体系中的一种过渡性罪名,设立于我国金融市场尚不发达的时代。随着金融市场成熟度的不断提高,对本罪的司法适用应当秉持更为严格审慎的态度,而与之相反,对本罪定性要素的扩张解释使其司法适用呈现扩张趋势,这与刑事立法目的、刑法谦抑性、平等原则、体系解释相违背,应当从界定“套取”行为和“信贷资金”,并以“造成重大损失”为客观处罚条件3条路径对本罪的适用进行限缩,阻止高利转贷罪的扩张适用,维护立法目的与司法实践的统一。Crime of transferring loans with higher interest is a transitional crime in the deposit and loan crimes system,which was formed when Chinese financial market was still developing.With the continuous improvement of the maturity of the financial market,a more strict and cautious attitude should be taken towards the judicial application of this crime.On the contrary,the extensive interpretation of the qualitative elements of this crime makes its judicial application show an expanding trend,which is contrary to the legislative purpose,the modesty principle and equality principle of criminal law,and systematic interpretation.In view of this,the application of this crime should be limited through three paths:defining"arbitrage"and"credit funds",and using"causing significant losses"as objective penalty conditions in order to prevent the expansionary application of the crime of transferring loans with higher interest and maintain the unity of theory and practice.

关 键 词：高利转贷罪 扩张解释 限缩解释 客观处罚条件 

分 类 号：D924.3[政治法律—刑法学]