安徽省农村信用体系建设探析  

Analysis on the Construction of Rural Credit System in Anhui Province

作　　者：杨云雁 芮训媛[1] YANG Yunyan;RUI Xunyuan(Tongling University,Tongling Anhui 244061)

机构地区：[1]铜陵学院,安徽铜陵244061

出　　处：《山东农业工程学院学报》2023年第12期80-85,共6页The Journal of Shandong Agriculture and Engineering University

基　　金：铜陵学院校级课题“安徽省农村信用体系建设研究”(2019tlxy14)。

摘　　要：农村信用体系是社会信用体系的重要组成部分,完善农村信用体系对于解决农民贷款难、改善农村金融环境、发展普惠金融,助推乡村振兴具有重要意义,这也是构建以信用为基础的乡风文明治理格局中极其重要的一环。在调研安徽省农村信用体系建设进程的过程中发现,在信用评级体系构建、信息共享和更新机制、评级信息的应用、奖惩机制、农业保险、相关认知等方面都存在不足,针对这些问题提出了针对性的对策和建议。The rural credit system is an important component of the social credit system.Improving the rural credit system is of great significance in solving the difficulties of farmers' loans,improving the rural financial environment,developing inclusive finance,and promoting rural revitalization.This is also an extremely important part of building a credit based governance pattern for rural civilization.In the process of researching the construction process of rural credit system in Anhui Province,it was found that there are shortcomings in the construction of credit rating system,information sharing and updating mechanism,application of rating information,reward and punishment mechanism,agricultural insurance,and related cognition.Therefore,this article proposes targeted countermeasures and suggestions to address these issues.

关 键 词：农村信用体系 问题 对策 

分 类 号：F323[经济管理—产业经济]