高校大型科研仪器设备保险服务发展对策  

Countermeasures for the development of insurance services for large-scale scientific research instruments and equipment in universities

作　　者：沈涛[1] 陈璐 陈盼 何邦进 朱慧[1] SHEN Tao;CHEN Lu;CHEN Pan;HE Bangjin;ZHU Hui(Assets and Laboratory Management Division,Zhejiang Sci-Tech University,Hangzhou 310018,China;School of Art and Design,Zhejiang Sci-Tech University,Hangzhou 310018,China;Zhejiang Science and Technology Project Management Service Center,Science Technology Department of Zhejiang Province,Hangzhou 310006,China)

机构地区：[1]浙江理工大学资产与实验室管理处,浙江杭州310018 [2]浙江理工大学艺术与设计学院,浙江杭州310018 [3]浙江省科学技术厅浙江省科技项目管理服务中心,浙江杭州310006

出　　处：《实验技术与管理》2024年第1期252-257,共6页Experimental Technology and Management

基　　金：浙江省2023年度省软科学研究计划立项项目(2023C35104)。

摘　　要：该文首先综述了大型科研仪器设备保险服务对于推动大型仪器开放共享、优化科技资源合理配置、营造良好开放共享生态的重要性。然后分析了高校大型科研仪器设备保险服务的现状及问题,包括大型科研仪器设备保险服务尚未被广泛认知、仪器保险投保范围较窄、受损设备界定困难、理赔流程长、保险方案中免赔比例较高、部分故障仪器未获理赔等亟待解决的问题。最后结合高校大型科研仪器保险案例,从提升保险保障意识、优化大型仪器保险方案、构建一体化大型仪器投保-维修-理赔数字化平台等角度提出对策与建议,以期进一步推动大型仪器开放保险保障水平,为高校科技创新、人才培养、社会服务提供强有力的科技支撑。[Objective]Currently,advancing the open sharing of large-scale scientific research instruments and equipment by using financial tools is not only a consensus in politics,academia,and industry but also a practical challenge everyone faces.Herein,we explore the innovative service model of‘government+platform+insurance’from the perspective of finance and the positioning of financial products,offering complementary services of‘insurance+maintenance,for innovation carriers.We systematically study the mechanism and role of insurance services for large-scale scientific research instruments and equipment in universities and explore possible avenues for financing to improve the modernization of scientific and technological governance and enhance the efficiency of innovative equipment use.Placing emphasis on equipment damage resulting from open sharing in large-scale scientific research instruments and the difficulties in overcoming the high maintenance costs of open sharing,we analyze the current situation and limitations of insurance services for large-scale scientific research instruments in universities,examine insurance services for large-scale scientific research instruments,and propose a novel insurance product called‘shared insurance’for large-scale scientific research instruments.By simplifying the equipment insurance path,reshaping the equipment insurance claim process,guiding innovative entities to actively participate,and jointly encouraging the open sharing of large-scale scientific research instruments,there can be efficiency and competitiveness of unit resource allocation.[Methods]To guarantee the smooth application of insurance services for large-scale scientific research instruments and equipment based on exhaustive research,a pilot operation to a comprehensive deployment pathway is adopted.Data analysis is employed to summarize the experience,make up for deficiencies,and modify the direction in a timely manner.Theoretical analysis,case studies,sampling surveys,comparative studies,and empirical r

关 键 词：大型科研仪器 保险保障 发展策略 

分 类 号：G482[文化科学—教育学] G648.1[文化科学—教育技术学]