住房对家庭教育消费支出的资产效应:来自中国家庭的实证研究  

The Asset Effect of Household on Education Expenditure:Analysis Based on China Household Survey Data

作　　者：邵洲洲 SHAO Zhouzhou(School of Economics&Management,Shanghai Polytechnic University,Shanghai 201209,China)

机构地区：[1]上海第二工业大学经济与管理学院,上海201209

出　　处：《上海第二工业大学学报》2024年第1期93-100,共8页Journal of Shanghai Polytechnic University

基　　金：2023年上海市教育系统工会理论研究会立项课题资助。

摘　　要：利用CHFS2019数据,以住房价值对家庭教育支出和教育负担的影响为核心,深入探讨各类家庭资产对教育消费决策的影响机制。研究结果显示,收入和住房价值增加能促进家庭教育支出,而家庭现金存款对家庭教育支出没有显著影响。通过半线性回归发现,住房价值与教育支出和教育负担之间呈非线性关系。住房价值处于很低和很高位置时,家庭住房增值对教育支出都没有资产效应,只有中产阶层的住房价值对教育支出有显著的资产效应。住房价值与教育负担之间的关系表现出Z型,当住房价值处于中间值时,住房价值稍微增加就能显著降低家庭教育负担,随住房价值继续增加,其对教育负担的影响减弱。Utilizing data from CHFS2019,this study delves into the impact of housing value on household education spending and the burden of education,thoroughly investigating the mechanisms through which various household assets influence educational consumption decisions.The findings indicate that increases in income and housing value can enhance household education expenditures,while household cash holdings do not significantly affect education spending.Through semilinear regression,a nonlinear relationship between housing value and both education spending and education burden was discovered.When housing values are very low or very high,the appreciation of household housing does not exhibit an asset effect on education spending.Only the housing value of the middle class has a significant asset effect on education expenditures.The relationship between housing value and the burden of education displays a Z-shaped pattern;when housing value is at a medium level,a slight increase can significantly reduce the household’s educational burden,but as housing value continues to increase,its impact on the educational burden weakens.

关 键 词：教育经济 教育支出负担 家庭资产 住房价值 半线性回归模型 

分 类 号：F830.9[经济管理—金融学]