全球化背景下的商业信用风险与跨国企业信用管理策略  

Commercial Credit Risk and Credit Management Strategies of Multinational Enterprises in the Context of Globalization

作　　者：孙文杰 崔巍 SUN Wenjie;CUI Wei(Seokyeong University,Seoul 02716,Korea;School of Management Engineering and Business,Hebei University of Engineering,Handan 056001,China)

机构地区：[1]韩国西京大学,韩国首尔02716 [2]河北工程大学管理工程与商学院,河北邯郸056001

出　　处：《商业观察》2024年第15期76-78,83,共4页BUSINESS OBSERVATION

摘　　要：文章深入探讨了全球商业信用风险及跨国企业信用管理的现状,涉及信用风险的起源、跨国企业面临的信用管理挑战,以及企业如何应对这些挑战。文章首先分析了全球化背景下商业信用的增长及其带来的风险,特别是在中国等快速发展的市场中。随后,文章讨论了跨国企业在信用管理方面的现状,包括国家风险、客户信用授信机制的不完善,以及信用体系执行的挑战。最后,文章提出了一系列综合策略和管理实践,以帮助企业在全球市场中有效管理信用风险。This paper discusses the current situation of global commercial credit risk and credit management of multinational enterprises,involving the origin of credit risk,the credit management challenges faced by multinational enterprises,and how enterprises deal with these challenges.This paper first analyzes the growth of commercial credit and the risks it brings in the context of globalization,especially in fast-growing markets such as China.Subsequently,this paper discusses the current situation of credit management of multinational enterprises,including country risks,the imperfection of customer credit granting mechanisms,and the challenges of credit system implementation.Finally,the paper proposes a series of comprehensive strategies and management practices to help companies effectively manage credit risk in the global market.

关 键 词：全球化 商业信用风险 跨国企业 

分 类 号：F276.7[经济管理—企业管理]