生态环境损害赔偿适用环境污染强制责任保险的检视与重构  

Enhancing the Application of Compulsory Environmental Pollution Liability Insurance for Ecological Environmental Damage Com⁃pensation:A Review and Reconstruction

作　　者：黄新华 宋蕾 王玥 HUANG Xin-hua;SONG Lei;WANG Yue(Hubei University of Economics,Hubei Water Research Center,Wuhan,Hubei 430205;Hubei Provincial Academy of Eco-Environmental Sciences,Wuhan,Hubei 430072,China)

机构地区：[1]湖北经济学院法学院湖北水事研究中心,湖北武汉430205 [2]湖北省生态环境科学研究院,湖北武汉430072

出　　处：《云南开放大学学报》2024年第2期124-128,共5页Journal of Yunnan Open University

基　　金：湖北省生态环境科学研究院委托项目“湖北省生态环境损害适用环境污染强制责任保险机制研究”(HBHZ-2021216-F21216);湖北经济学院法学院科研培育项目“民事诉讼法与民法典衔接关系下的生态环境损害赔偿诉讼制度研究”。

摘　　要：环境污染强制责任保险在我国已经推行实施十年有余,但从实践情况来看,该种保险并未表现出广泛适用的强劲势头,市场发展缓慢。通过对环境污染强制责任保险适用于生态环境损害在我国立法和发展中的实践情况进行分析反思,指出存在的问题并分析原因,并在此基础上提出在立法、理顺环境污染强制责任保险适用生态环境损害的内在关系、规范保险内容、优化风险评估机制以及配套制度建设等方面来完善环境污染强制责任保险在生态环境损害中的适用。Though compulsory liability insurance for environmental pollution has been implemented in China over a decade,it has not significantly attracted wide application in practice with sluggish market development.By analysing and reflecting on its application to ecological environmental damage com⁃pensation in China's legislation and development,this study identifies the existing problems and their underlying reasons.Building on this analysis,the study proposes to improve the application of com⁃pulsory environmental pollution liability insurance in ecological environmental damage in terms of leg⁃islation,rationalizing the internal relationship between compulsory environmental pollution liability in⁃surance and ecological environmental damage,standardizing insurance content,optimizing risk assessment mechanisms and strengthening supporting system construction.

关 键 词：环境污染强制责任保险 生态环境损害 保险责任 风险评估 

分 类 号：X196[环境科学与工程—环境科学]