政企关系与小微企业融资可得性研究--基于中国小微企业调查(CMES)的经验证据  

On the Relationship between Government and Enterprise of the Financing Availability of Small and Micro Enterprises--Based on Empirical Evidence from Enterprise Surveys(CMES)Small and Micro Enterprises in China

作　　者：杨丹 张家胜[1] Yang Dan;Zhang Jiasheng(Anhui Sanlian University,Hefei 230601,China)

机构地区：[1]安徽三联学院,安徽合肥230601

出　　处：《黑河学院学报》2024年第7期66-68,71,共4页Journal of Heihe University

基　　金：2022年安徽省高校科学研究项目社科重点项目“疫情背景下小微企业涉税风险影响因素与防控研究”(2022AH051963);2023年安徽三联学院校级科研创新平台重点项目“‘银税互动’政策下安徽省小微企业贷款可得性与纳税遵从度研究”(PTZD2023026)。

摘　　要：基于小微企业融资约束背景,以中国家庭金融调查与研究中心发布的2015年中国小微企业的调研数据为样本数据,实证检验政企关系对小微企业融资可得性的影响。研究发现:良好的政企关系能够显著提高小微企业银行信贷融资可获得性,但不能显著提高小微企业民间信贷融资可获得性。因此,小微企业融资约束影响因素的确认,可为小微企业与政府机构建立新型政商关系提供事实依据。Based on fi nancing constraints for small and micro enterprises,with the survey data of China’s small and micro enterprises in 2015 released by China Family Finance Survey and Research Center as the sample data,this paper makes an empirical study on the impact of governmententerprise relationship on the fi nancing availability of small and micro enterprises.It is found that a good relationship between government and enterprise can signifi cantly improve the availability of credit fi nancing,but cannot signifi cantly improve the availability of private credit fi nancing for small and micro enterprises.Financing constraints infl uences the confi rmation of factors in small and micro enterprises,which can provide the factual basis for establishing the new-type relationship between small and micro enterprises and government agencies.

关 键 词：政企关系 小微企业 银行信贷融资 民间信贷融资 

分 类 号：F275[经济管理—企业管理]