社会资本对小微企业融资的影响——基于CMES的实证研究  

The Impact of Social Capital on Financing for Small and Micro-enterprises——Empirical Research Based on CMES

作　　者：雷宏[1] 薛成虎 LEI Hong;XUE Cheng-hu(Jimei University,Xiamen 361021,China)

机构地区：[1]集美大学工商管理学院,福建厦门361021

出　　处：《哈尔滨学院学报》2024年第9期43-47,共5页Journal of Harbin University

基　　金：海西财政与金融发展研究中心(闽江学院)开放基金,项目编号:HXCJ1905。

摘　　要：小微企业融资难、融资贵的问题由来已久。文章根据中国小微企业调查(CMES)的数据,实证检验了社会资本对小微企业正式融资和非正式融资的影响。结果表明:社会资本能显著提高企业正式融资效率,其中认知维度的社会资本对企业非正式融资具有较大影响,为此分别从小微企业和政府两个方面提出提高企业融资效率的建议。The problem of difficult and expensive financing for small and micro enterprises has existed for a long time.The article empirically tests the impact of social capital on formal and informal financing for small and micro enterprises based on data from the China Small and Micro Enterprises Survey(CMES).The results indicate that social capital can significantly improve the formal financing efficiency of enterprises,among which cognitive social capital has a significant impact on informal financing of enterprises.Therefore,suggestions for improving the financing efficiency of enterprises are proposed from two aspects:small and micro enterprises and the government.

关 键 词：小微企业 社会资本 企业融资 

分 类 号：F276.3[经济管理—企业管理]