询问笔录在金融监管执法中作为证据运用之刍议  

A Discussion on Inquiry Records as Evidence in Financial Supervision and Law Enforcement

作　　者：王磊 王朝凤 

机构地区：[1]国家金融监督管理总局锡林郭勒监管分局,内蒙古锡林郭勒026000 [2]锡林郭勒盟中级人民法院,内蒙古锡林郭勒026000

出　　处：《浙江金融》2024年第7期51-59,共9页Zhejiang Finance

摘　　要：询问笔录在直接证明金融违法事实中有重要价值,金融监管执法亦对其重视甚高、运用颇多。但在执法中经常遇到被询问人不如实回答、答非所问、前后不一、道听途说、似是而非、主观臆断等问题,这对金融监管执法造成了一定干扰。鉴于询问笔录主观性、人为性较强的特点,本文提出了它具有近期证明性而非历史证明性的本质属性,并以此为逻辑分析的起点,剖析了询问笔录天然具有的客观不准确性、趋利避害性、不稳定性、传闻性、非事实的意见等属性及由此属性牵引出事实认定方面的风险。正是这些属性及风险的存在,易造成金融违法事实认定上的偏差。因此,亟须对询问笔录进行系统梳理和深入思考,进而探索改善执法实践中对询问笔录的观念认知与取舍运用,以期为准确认定金融违法事实、有效打击金融违法行为,奠定一定的证据理论与实践基础。Inquiry records are highly valuable for directly proving financial violations,and widely utilized in financial supervision and law enforcement.However,issues such as inaccurate answers,inconsistency,hearsay,and subjective assumptions often arise in the financial law e nforcement,posing a significant challenge to financial supervision and law enforcement.This paper put forward that inquiry records have the essential attribute of recent proof rather than historical proof due to their artificiality and subjectivity.Taking this as the starting point,this article analyzes and explains the attributes of inquiry records,such as objective inaccuracy,profit-seeking and harm-avoidance,instability,hearsay features,and non-factual opinions.Then,it explains the problems attached to these attributes,th e existence thereof has caused certain interference in financial supervision and law enforcement and is also prone to the danger of deviation in identifying financial violations.Therefore,there is an urgent need to systematically sort out and consider deeply the production of inquiry records,and then to explore and improve the conceptual recognition and selective application of inquiry records in law enforcement practice.The purpose of doing so is to lays a theoretical and practical foundation to some extent to accurately identify the facts of financial violations and effectively crack down on financial violations.

关 键 词：询问笔录 言词证据 金融监管 

分 类 号：F830.2[经济管理—金融学] D915.13[政治法律—诉讼法学]