金融集聚、数字新质生产力与共同富裕  

Financial Agglomeration, Digital New Productivity and Common Prosperity

作　　者：王健[1] 王魏 Wang Jian;Wang Wei

机构地区：[1]河北金融学院金融创新与风险管理研究中心,河北保定071051 [2]河北金融学院大数据科学学院,河北保定071051

出　　处：《企业经济》2024年第10期38-48,共11页Enterprise Economy

基　　金：河北省高等学校人文社会科学研究重点项目“河北省科技金融高质量发展的创新路径研究”(项目编号:SD2021063)。

摘　　要：金融集聚是金融行业规模持续演变的过程,对于缩小城乡差距、促进经济增长、实现共同富裕至关重要。以数字新质生产力为研究视角,选取2013—2023年中国30个省级行政区(未包括港澳台和西藏)面板数据作为研究对象,运用双向固定效应模型实证分析金融集聚对共同富裕的影响,并通过中介效应模型揭示数字新质生产力在二者间的作用机制。研究表明:金融集聚水平提升能够扎实推进共同富裕;提高数字新质生产力发展水平是金融集聚促进共同富裕的重要渠道;在城乡居民可支配收入差距较大地区、胡焕庸线以西地区金融集聚程度提升对共同富裕的驱动效应更强。据此,提出完善现代化金融市场体系,提升金融资源配置效率;积极培育数字新质生产力,有效赋能共同富裕;差异化探索金融发展新模式,扎实推进共同富裕等对策。Financial agglomeration is a process of continuous evolution of the scale of the financial industry,which is crucial for narrowing the gap between urban and rural areas,promoting economic growth and realizing common prosperity.From the perspective of digital new quality productivity,the panel data of 30 provincial-level administrative regions in China(excluding Hong Kong,Macao,Taiwan and Tibet)from 2013 to 2023 are selected as the research object.The two-way fixed effect model is used to empirically analyze the impact of financial agglomeration on common prosperity,and the intermediary effect model is used to reveal the mechanism of digital new quality productivity between them.Research shows that improving the level of financial agglomeration can solidly promote common prosperity;promoting the development level of digital new quality productivity is an important channel for financial agglomeration to promote common prosperity;in areas with large disposable income gaps between urban and rural residents and areas west of the Heihe-Tengchong Line,the increasing degree of financial agglomeration has a stronger driving effect on common prosperity.Accordingly,it is proposed to improve the modern financial market system and enhance the efficiency of financial resource allocation;actively cultivate new digital productivity and effectively empower common prosperity;explore new models of financial development in a differentiated way,and steadily promote common prosperity.

关 键 词：金融集聚 数字新质生产力 数字技术 资源配置 共同富裕 

分 类 号：F832[经济管理—金融学] F061.3