担保体系对金融市场稳定性财务影响分析  

Analysis of the financial impact of guarantee system on financial market stability

作　　者：李艳芳 Li Yanfang(Huangshi Financing Guarantee Group Co.,Ltd.,Huangshi,Hubei,435200)

机构地区：[1]黄石市融资担保集团有限公司,湖北黄石435200

出　　处：《市场周刊》2024年第29期103-106,共4页Market Weekly

摘　　要：在当前金融市场环境下,强化担保机构内部风险管理至关重要。完善的担保体系不仅有助于金融市场稳定发展,更能有效分散风险、增强市场信心。文章通过剖析担保体系的功能机制,探讨了其对金融市场稳定性的积极影响,包括提升风险管理水平等方面。同时,构建担保与金融监管的协调机制有助于推动监管创新、确保监管实效。未来,担保体系与金融科技的融合将为市场稳定与繁荣注入新动力,能通过数字化转型提升担保业务效率和透明度。In the current financial market environment,strengthening internal risk management of guarantee institutions is crucial.A sound guarantee system not only contributes to the stable development of the financial market,but also effectively disperses risks and enhances market confidence.This article analyzes the functional mechanism of the guarantee system and explores its positive impact on the stability of the financial market,including improving risk management levels.At the same time,it is crucial to establish a coordination mechanism between guarantees and financial regulation to promote regulatory innovation and ensure regulatory effectiveness.In the future,the integration of the guarantee system and financial technology will inject new impetus into market stability and prosperity,and improve the efficiency and transparency of guarantee business through digital transformation.

关 键 词：担保体系 金融市场 稳定性 财务影响 风险分散 

分 类 号：F272[经济管理—企业管理] F832.39[经济管理—国民经济]