区块链服务供应链融资模式现状及优化研究——基于实物数字化采购视角  

The Status and Optimization of Blockchain Service Supply Chain Financing Model——Based on the Perspective of Physical Digital Procurement

作　　者：王欣琳 尹晨爽 陈晓慧 WANG Xinlin;YIN Chenshuang;CHEN Xiaohui(School of Economics and Management,Hubei University of Technology,430068,Wuhan,Hubei,China;Silc Business School,Shanghai University,201800,Shanghai,China)

机构地区：[1]湖北工业大学经济与管理学院,湖北武汉430068 [2]上海大学悉尼工商学院,上海201800

出　　处：《特区经济》2024年第10期97-100,共4页Special Zone Economy

基　　金：湖北省大学生创新创业训练计划项目(S202210500114)。

摘　　要：中小企业在国民经济中占据重要的地位,它们不仅在保障社会充分就业和缓解就业压力等方面发挥着关键作用,还对社会经济的稳定发展产生深远影响。然而,与大型企业对比,我国中小企业在市场上一直在面临着资金短缺难以解决、融资难等问题,中小企业更难进行信贷融资。近年来,国家越来越重视中小企业融资的问题,利用区块链技术服务供应链融资成为了解决中小企业融资困境的主要途径。本文从区块链技术应用于供应链融资研究出发,结合实物数字化的采购融资模式,通过案例分析法探讨区块链技术平台融资存在的问题并总结对策建议,为中小企业融资问题的解决开辟新的思路。Small and medium-sized enterprises(SMEs)occupy an important position in the national economy;they not only play a key role in guaranteeing full employment and easing the pressure on employment but also have a far-reaching impact on the stable development of the social economy.However,in contrast to large en⁃terprises,China's SMEs have been facing problems in the market,such as difficulty in solving the shortage of funds and difficulty in financing,and it is more difficult for SMEs to carry out credit financing.In re⁃cent years,the state has paid more and more attention to the problem of SME financing,and the use of block⁃chain technology to serve supply chain financing has become the main way to solve the financing difficulties of SMEs.This paper starts from the research of blockchain technology applied to supply chain financing,com⁃bines the procurement financing mode of physical digitization,explores the problems of blockchain technol⁃ogy platform financing,and summarizes the countermeasure suggestions through the case study method,to open up new ideas for the solution of SMEs'financing problems.

关 键 词：区块链技术 供应链融资 数字化采购模式 

分 类 号：F275.5[经济管理—企业管理]