长效机制构建视角下监管宽容的理论逻辑与实践路径  

Theoretical Logic and Practical Path of Regulatary Tolerance from the Perspective of Long Term Mechanism Construction

作　　者：朱宝丽 李泽 Zhu Baoli;Li Ze

机构地区：[1]山东建筑大学法学院,山东济南250101

出　　处：《金融理论与实践》2024年第10期42-48,共7页Financial Theory and Practice

基　　金：国家社科基金项目“数字平台权力的行政法规制研究”(22BFX026)的阶段性成果。

摘　　要：在国际金融监管实践中,监管机构通过暂缓监管指标要求、放宽部分准入条件、豁免行政处罚等监管宽容措施,预防金融风险发生,防止金融风险蔓延,维护金融稳定,起到了积极的监管效果,但同时也带来一定的监管风险。通过研究金融监管宽容的理论基础与逻辑进路,探讨监管宽容面临的挑战,在借鉴国外法律制度和实际案例,并进一步结合我国初步探索的基础上,提出长效机制构建下监管宽容的实践路径。In the practice of international financial regulation,regulatory agencies have implemented regulatory forbearance measures such as temporarily suspending regulatory indicators,relaxing some access conditions,and exempting administrative penalties to prevent financial risks from occurring,prevent the spread of financial risks,and maintain financial stability.This has played a positive regulatory role,but at the same time,it also brings certain regulatory risks.By studying the theoretical basis and logical approach of financial regulatory forbearance,exploring the challenges faced by regulatory forbearance,and drawing on foreign legal systems and practical cases,combined with China’s preliminary exploration,we propose a practical path for regulatory forbearance under the construction of a long-term mechanism.

关 键 词：监管宽容 理论逻辑 实践路径 

分 类 号：F832[经济管理—金融学]