涉案虚拟货币处置的自主制度创新  

Autonomous Institutional Innovation in the Disposal of Cryptocurrencies Involved in Cases

作　　者：杨东[1] 陈哲立 YANG Dong;CHEN Zheli(Renmin University of China Law School)

机构地区：[1]中国人民大学法学院

出　　处：《中国银行业》2025年第2期10-14,22,6,共7页China Banking

摘　　要：基于区块链的虚拟货币带来了洗钱、诈骗等违法犯罪风险,应优化虚拟货币监管策略,采取更为灵活和精细化的措施,加强对虚拟货币风险的分类研判,通过监管沙盒探索虚拟货币的监管路径;增强监管的科技维度,同时鼓励、引导虚拟货币有益应用的发展,长远来看,国内需要对虚拟货币及时立法,以法治化途径管控虚拟货币,提升在全球虚拟货币市场中的影响力和竞争力,推动数字经济发展。The blockchain-based cryptocurrencies pose risks of illegal activities such as money laundering and fraud.The authors analyze and propose that regulatory strategies for cryptocurrencies should be optimized through more flexible and refined measures,by means of strengthening the classification and assessment of cryptocurrency risks and exploring regulatory pathways for cryptocurrencies through regulatory sandboxes.The cryptocurrency risks should be measured and monitored,enhancing the technological dimension of regulation,while encouraging and guiding the beneficial applications of cryptocurrencies.The authors argue that,in the long run,timely legislation on cryptocurrencies is still necessary,allowing for a rule-of-law approach to managing cryptocurrencies.It will help better address the risks they pose,enhance influence and competitiveness in the global cryptocurrency market,and promote the development of the digital economy.

关 键 词：监管策略 虚拟货币 监管路径 监管沙盒 区块链 洗钱 违法犯罪 精细化 

分 类 号：F83[经济管理—金融学]