数字化采购聚合平台在城商行跨区域经营管理中的实践  

Practice of Digital Procurement Aggregation Platform in Cross-Regional Operations Management of City Commercial Banks

作　　者：刘杰 Liu Jie(Zhejiang Mintai Commercial Bank Co.,Ltd.,Hangzhou 310020,China)

机构地区：[1]浙江民泰商业银行股份有限公司,杭州310020

出　　处：《办公自动化》2025年第7期67-69,共3页Office Informatization

摘　　要：自城市商业银行启动跨区域发展以来,其迅速发展过程带来日益复杂的采购管理挑战。为应对这些挑战,数字化采购聚合平台应运而生,成为提升采购效率、优化资源配置的重要工具。该平台通过整合供应商资源、优化需求管理、设计分级授权采购模式等方式,帮助银行提升运营效率、降低成本并强化内控功能。数字化平台还能支持银行与客户之间的互动和合作,为银行建立更紧密的供应链网络和客户关系,推动业务的长期稳健发展。With the initiation of cross-regional expansion by city commercial banks,their rapid growth has introduced increasingly complex challenges in procurement management.To address these challenges,digital procurement aggregation platforms have emerged as a crucial tool for enhancing procurement efficiency and optimizing resource allocation.These platforms integrate supplier resources,streamline demand management,and implement tiered authorization procurement models,enabling banks to enhance operational efficiency,reduce costs,and reinforce internal controls.Additionally,the digital platform facilitates interactions and collaborations between banks and their customers,fostering closer supply chain networks and customer relationships,thereby driving long-term and sustainable business growth.

关 键 词：城市商业银行 跨区域经营 数字化平台 采购聚合平台 

分 类 号：F274[经济管理—企业管理] F832.33[经济管理—国民经济]