论国有商业银行个人业务的拓展  

On the Development of Individual Business of Bank in Commercial Banks

作　　者：杨满沧[1] 

机构地区：[1]中国农业银行许昌分行,河南许昌461000

出　　处：《金融理论与实践》2003年第2期14-16,共3页Financial Theory and Practice

摘　　要：目前,国有商业银行把拓展个人银行业务市场作为其业务发展战略的重要组成部分,随着外资银行的进入,个人银行业务市场上的竞争越来越激烈。国有商业银行在发展个人银行业务过程中必须清除“三个误区”,进而加快其个人银行业务的发展。Along with the entry of the foreign banks,the bank’s individual business will be getting more and more competitive.This essay analyses the market background that our state-owned banks speed up the development of bank’s individual business and in the same time make some sugges-tions on how the state-owned banks compete with the foreign banks in the field of bank’s individ-ual business.

关 键 词：国有商业银行 外资银行 中国 个人银行业务 金融产品创新 银行卡 消费贷款 金融服务 

分 类 号：F832.479[经济管理—金融学] F830.33