美国助学金融概况对我国的启示  

Financial Aid to Students in the US and its Enlightenment to China

作　　者：季冬生[1] 何曙[1] 

机构地区：[1]中国人民大学财政金融学院,北京100872

出　　处：《山西财经大学学报（高等教育版）》2003年第3期85-88,共4页Journal of Shanxi University of Finance and Economics

摘　　要：奖学金、补助金、勤工助学金和助学贷款是构成美国助学金融体系的四大支柱,其中助学贷款可具体分为联邦伯金斯贷款、联邦家庭教育贷款和联邦直接学生贷款三类。通过借鉴美国的成功经验,我国需要加快构建多层次的助学金融机制。The system of financial aid to students in the US mainly consists of Scholarship, Grants, Work-study, and Loans from various sources. Learning from the US experiences, the essay suggests that a multi-leveled mechanism of financial aid to students should be constructed in our country as soon as possible.

关 键 词：美国 助学金融 中国 金融机制 经验借鉴 奖学金 补助金 

分 类 号：G571.26[文化科学—教育学] F837.12[文化科学—教育技术学]