互联网金融的发展对我国大学生理财观念的影响  

The Impact of the Development of Internet Finance on the Financial Concepts of College Students in China

作　　者：强宇歌 吴伟容[1] 

机构地区：[1]北方工业大学,北京

出　　处：《金融》2019年第4期384-389,共6页Finance

基　　金：北京市大学生科学研究与创业行动计划项目“互联网金融对大学生消费行为和理财观念的影响研究”资助。

摘　　要：近年来互联网金融给大学生提供了余额宝、P2P、众筹等多样化的投资渠道,让大学生合理运用闲置资金进行理财。本文通过分析互联网金融发展下大学生理财观念的转变、现状和存在的问题,为大学生正确理财提出合理化建议。In recent years,Internet finance has provided college students with diversified investment chan-nels such as E-commerce,P2P,crowd sourcing and so on,so that college students can rationally use idle funds for financial management.Through the analysis of the changes,current situation and existing problems of college students’financial management concept under the development of Internet finance,this paper puts forward reasonable suggestions for college students’correct financial management.

关 键 词：大学生 金融 互联网 合理 合理化 发展 观念 

分 类 号：G6[文化科学—教育学]