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Banking by Text Mobile banking offers financial services to those in the world's least developed places: 《空中英语教室(中级版)》2025年第5期38-40,53,54,56,共6页Simon Stopps; You buy coffee with a smartphone app and then drop by a local convenience store to pick up a package purchased online with your credit card.Don't worry about the bill.It's covered by the direct deposit made to your ba...; 关键词：credit card direct deposit convenience store smartphone app mobile banking least developed places

The Extent to which Contingent Convertible Leasing Protects Bank Deposits:A Barrier Option Approach: 《China Finance and Economic Review》2025年第1期113-128,F0003,共17页Asma Khadimallah Fathi Abid; This paper proposes an alternative solution to the problem related to the risk that banks incur in the protection of deposits.This solution lies in the use by banks of contingent convertible leasing contracts to face ...; 关键词：BANKING convertible contingent leases default probability barrier option capital structure

The power of financial support in accelerating digital transformation and corporate innovation in China:evidence from banking and capital markets: 《Financial Innovation》2024年第1期1462-1495,共34页Zhuoya Du Qian Wang; the funding support from Research on Confidential Computing and Data Governance of China Financial Technology(2021XWK03);Research on the Road of Chinese Open Cooperation and High Quality Economic Development(2022CXTD04);Research on the Impact of Information Disclosure Quality on Corporate Financing Constraints from the Perspective of Digital transformation(2023CX012);supported financially by the China Scholarship Council(No.202306170119).; This study explores the role of financial support in the digital transformation of Chinese A-share-listed companies from 2001 to 2020.By utilizing the moderating effect model and threshold regression model,this study ...; 关键词：Digital transformation Banking sector Capital market Moderating effect model Threshold regression model

Inclusive FinTech,open banking,and bankperformance:evidence from China: 《Financial Innovation》2024年第1期94-117,共24页Zhuang Liu Xingyi Li Zhongfei Li; supported by the Key Program of the National Natural Science Foundation of China(No.72432005);the Major Program of the National Natural Science Foundation of China(No.71991474);the Key Program of ShenzhenSoft Science(RKX20220808093601004);the 2035 Plan of Social Science Foundation of Shenzhen University(No.ZYZD2302);the National Natural Science Foundation of China(No.72371079);the Young Teachers Research Start-up Fund of Shenzhen University(RC20240283).; Open banking is an emerging business model that is representative of FinTech.To explore whether inclusive FinTech can improve bank performance and identify the underlying mechanisms by which this occurs,we investigate...; 关键词：Open banking Inclusive fnance FinTech Bank performance

A firm-specific Malmquist productivity index model for stochastic data envelopment analysis:an application to commercial banks: 《Financial Innovation》2024年第1期1512-1538,共27页Alireza Amirteimoori Tofigh Allahviranloo Maryam Nematizadeh; In the data envelopment analysis(DEA)literature,productivity change captured by the Malmquist productivity index,especially in terms of a deterministic environment and stochastic variability in inputs and outputs,has ...; 关键词：Stochastic data envelopment analysis Stochastic Malmquist productivity index Double bootstrap procedure Technical efficiency BANKING

Research on Career Development Paths and Incentive Model Design for Middle Managers in Banks: 《Proceedings of Business and Economic Studies》2024年第6期180-184,共5页Wenqiang Zou; With the rapid development of financial technology,middle managers in banks face both new challenges and opportunities.This paper conducts an in-depth analysis of the current state and issues surrounding the career de...; 关键词：Banking management Career development Incentive mechanism Performance evaluation Case analysis

Impacts of COVID-19 Lockdown on the Banking Activities in Conakry: 《Occupational Diseases and Environmental Medicine》2024年第4期363-368,共6页Yansane Alhousseine Souare Sekou Sêna Paumelie Immaculée N’Diaye Marie Angele Mamadou Mouctar Diallo F.B.A. Diallo Conde Namoudou; Introduction: The COVID-19 pandemic has affected all professional sectors to varying degrees. It has forced companies to restructure, initiate and promote telework. The aim was to study the impacts of COVID-19 lockdow...; 关键词：Banking Sector COVID-19 Lockdown

Comparative Analysis of Machine Learning Models for Customer Churn Prediction in the U.S. Banking and Financial Services: Economic Impact and Industry-Specific Insights: 《Journal of Data Analysis and Information Processing》2024年第3期388-418,共31页Omoshola S. Owolabi Prince C. Uche Nathaniel T. Adeniken Oghenekome Efijemue Samuel Attakorah Oluwabukola G. Emi-Johnson Emmanuel Hinneh; Customer churn poses a significant challenge for the banking and finance industry in the United States, directly affecting profitability and market share. This study conducts a comprehensive comparative analysis of ma...; 关键词：CHURN Prediction Machine Learning Economic Impact Industry-Specific Insights Logistic Regression Random Forest Neural Networks

Comprehensive Dynamics of Banking: A Systemic Approach Incorporating Lending, Investment, and Capital Variables: 《Journal of Systems Science and Information》2024年第3期323-339,共17页Gulnaz ABDUKADYROVA Adilia TABYSHOVA Minara NAZEKOVA Jyldyz ALYMBAEVA Cholpon TOKTOSUNOVA; The research topic related to the analysis of banking activity is relevant since the banking sector is complex and dynamic and requires constant monitoring and analysis to make informed decisions. Using a mathematical...; 关键词：credit risks recession scenario economic activity management decisions loan portfolio

Investigating customer churn in banking:a machine learning approach and visualization app for data science and management: 《Data Science and Management》2024年第1期7-16,共10页Pahul Preet Singh Fahim Islam Anik Rahul Senapati Arnav Sinha Nazmus Sakib Eklas Hossain; Customer attrition in the banking industry occurs when consumers quit using the goods and services offered by the bank for some time and,after that,end their connection with the bank.Therefore,customer retention is es...; 关键词：Bank customer attrition Churn prediction Machine learning XGboost Random forest

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