市场化条件下的利率决定问题  

Determination of interest rate under the condition of interest rate marketization

作　　者：陈学华[1] 杨辉耀[1] 李纲[1] 

机构地区：[1]广州大学数量经济学研究所,广东广州510405

出　　处：《广州大学学报（社会科学版）》2005年第3期73-77,共5页Journal of Guangzhou University:Social Science Edition

摘　　要：利率市场化后国内商业银行面临着利率自主定价的问题,面对激烈的市场竞争,如何建立起自己的存贷款定价系统,已是商业银行发展战略中迫在眉睫的任务。文章就利率市场化条件下的利率决定因素及定价模式进行了初步探讨。Commercial Banks in China will have to determine interest rate level independently according to interest rate marketization. Facing the competitive market, it has been an urgent and important task for commercial banks to establish a new fund pricing mechanism. In this paper we discuss the factors that affect interest rate and the fund-pricing modes under the condition of interest rate marketization.

关 键 词：市场化 商业银行 利率 

分 类 号：F830.48[经济管理—金融学]