按收入比例偿还国家助学贷款的SWOT分析  

The SWOT Analysis of Income-Contingent Repayment in National Student Loans

作　　者：孙涛[1] 董双慧[1] 

机构地区：[1]华中科技大学教育科学研究院,湖北武汉430074

出　　处：《教育科学》2008年第3期62-64,共3页Education Science

摘　　要：澳大利亚高等教育贡献方案中确立的按收入比例还款计划由于保障了低收入者的利益、回收率高等特点而成为各国竞相效仿的对象。目前我国的国家助学贷款仍然主要采取定期定额还款的方式,按收入比例还款未被纳入正轨的贷款回收系统之中,使得按收入比例这种还款方式难以发挥自身的优势。Every country wants to learn Australia＇s ICR experience because of its high recovery rate, and the guarantee of the interest for the poor. Nowadays, our country is still using mortgage loan in recovering student loans, ICR has not been brought into the right path of student loan recovery which make the advantage of ICR hard to exert.

关 键 词：助学贷款 按收入比例还款 SWOT分析 

分 类 号：G526.7[文化科学—教育学]