化解省属高校贷款债务政策研究  

Empirical Study on Financing Plan to Solve the University Loan Debt

作　　者：彭伟[1,2] 

机构地区：[1]吉林大学 [2]渤海大学计财处

出　　处：《财务与金融》2009年第5期17-21,28,共6页Accounting and Finance

基　　金：2008年辽宁省财政科研基金委托项目"化解辽宁高校债务财政对策研究"的部分成果。项目批号:08D004。课题负责人:彭伟

摘　　要：从对高校贷款债务的研究方式来看,现有的研究方式显得比较单一。研究方法多属于理论研究,缺乏实证研究,研究的成果往往不容易转化为实践。正因如此,进一步推动高校贷款的理论研究和实证研究的充分结合就显得十分必要。应该增加运用实证研究方法的比重,保证研究的客观性和规范性,本文试图从政府角度研究解决高校贷款问题提出具体的方案和对应的实施细则,对高校如何控制贷款的风险和多大程度上控制贷款风险提供可操作性的办法,更为国家和政府如何调整高校贷款政策、规范高校贷款行为提供必要的参考和借鉴。Looking from to the university loan＇s research, we find that the existing research way appears quite simple. The research technique belongs to the fundamental research, due to the deficient empirical study, the research achievement is not often easy to transform to the practice. Therefore, the pressure of impelling the combination of fundamental research and the empirical study of the university loan t appears quite necessary. We should increase the utilization of empirical study method; guarantee that the research is objective and standard. This article starts from the angle of government, the universities and the banks, tries to solve the university loan problem to propose the concrete plan and the corresponding executive regulation. How does controlling the loan to the university to reduce the risk and controlling the credit risk provides the feasible means for the government to adjust the university lending policy. The paper also tires to provide some references for the universities to regulate loan behaviors and for the government to adjust the loan policies to the universities.

关 键 词：高校 贷款 债务 财政 方案 

分 类 号：G47[文化科学—教育学]