不确定环境下的几类保险理赔分布  

Distribution of several kinds of insurance claims in uncertain environment

作　　者：董文[1] 彭锦[1] 

机构地区：[1]上海师范大学数理学院,上海200234

出　　处：《黄冈师范学院学报》2010年第3期14-17,共4页Journal of Huanggang Normal University

基　　金：国家自然科学基金项目(No.70671050);湖北省教育厅重大科研项目(No.Z20082701)

摘　　要：投保者面对不同的风险事件时,选择合适的投保策略尤为重要.本文主要研究了在不确定环境下几类保险理赔的策略,其中包括免赔额保险,停止损失保验,限额保险和比例损失保险.并运用不确定理论的数学方法,得到了这几类保险理赔的不确定分布函数公式以及数值算例.Due to existing risk in our daily life,it is important to choose insurance for insurers.In this paper, we will try to study the policies of several kinds of insurance claims（exempt insurance,stopping-loss insurance, quota insurance and proportion insurance） in uncertain environment.Based on uncertainty theory, which is a new branch of mathematics,we get the distribution formulas of several kinds of insurance claims in uncertain environment and give some numerical algorithm.

关 键 词：不确定理论 风险分析 保险实务 

分 类 号：O29[理学—应用数学]