人力资本投资风险与教育选择——基于个体风险态度的研究  

The Risk of Human Capital Investment and Educational Choices:A Study Based on Individuals' Risk Attitudes

作　　者：廖娟[1] 

机构地区：[1]北京大学教育学院/教育经济研究所,北京100871

出　　处：《北京大学教育评论》2010年第3期150-164,共15页Peking University Education Review

基　　金：国家社科基金重大项目"高校毕业生就业问题与对策研究"(09&ZD058);国家社科基金重大项目"实施扩大就业的发展战略研究"(07&ZD044);国家自然科学基金项目"教育投资风险研究"(70673002)

摘　　要：本文以中国居民收入分配课题组2002年城镇住户调查的数据为基础,利用明瑟收入方程和probit回归方法对高等教育收入风险与个人选择上大学之间的关系进行了实证研究。结果发现:高等教育投资的风险和收益并没有对普通高中生的教育选择产生决定性的影响,高考制度仍是决定学生能否上大学的关键性因素,这限制了学生选择大学教育的主动权;个体的风险态度对选择高等教育有显著效应,风险厌恶程度越高的个体越愿意投资高等教育,这与我国劳动力市场体制内外的收入和风险存在较大差异有关。Based on CHIPS 2002,the present study explored the relations between risk of higher education and educational choices.Mincer Equation and Probit Regression were employed to analyze the data.The empirical findings show that both the risk and return of higher education investment have not a decisive impact on the educational choices among ordinary high school students,but the college entrance examination system is still the key factor to determine whether students can go to college.There-fore the initiative of students' choices is limited.Individuals' risk attitudes significantly affect their educational choices.People with higher rich aversion are more willing to invest in higher education.This phenomenon is related to the discrepancy of earnings and risk between the two different labor markets.

关 键 词：人力资本投资 收入风险 教育收益 风险态度 教育选择 

分 类 号：G40-05[文化科学—教育学原理]