寿命不确定条件下的消费者健康投资分析  

Consumer Health Investment Analysis under Uncertain Lifetime Condition

作　　者：浦科学[1] 

机构地区：[1]重庆医科大学信息管理系,重庆400016

出　　处：《中国卫生经济》2013年第11期5-7,共3页Chinese Health Economics

基　　金：教育部人文社会科学研究青年基金项目(12YJCZH166);全国教育科学"十二五"规划教育部青年项目(EFA110343)

摘　　要：目的:将健康资本作为重要的人力资本组成部分,讨论动态情况下健康投资的路径和稳态均衡。方法:依据Grossman的健康资本理论,将健康带给消费者的收益界定为货币收益和心理收益,利用最优控制理论对健康投资的最优路径进行了研究;结果:消费者的最优健康投资路径中具有唯一的一条鞍点均衡,并且该均衡状态具有稳定性和唯一性;结论:消费者的效用最大化取决于消费者对未来生活的主观判断,作为理性的消费者,考虑到健康风险随年龄的递增而逐步增加,应加大健康投资的力度,实现终生效用的最大化。Objective： As the main component of human capital, health capital＇s dynamic path has been generally received attention. Methods： According to Grossman＇s theory of health capital, the health investment return is defined as the monetary benefits and psychological benefits and the optimum control theory is used to study the optimal path of health investment. Results： The optimum path of health investment has sole saddle point equilibrium with both stability and uniqueness. Conclusion： The maximum utility of consumers depends on the their subjective judgment of future life. As a rational consumer, it needs to consider that health risk rises with age gradually, health investment should be increased to maximize lifetime utility.

关 键 词：健康投资 健康资本 最优控制 心理价值 

分 类 号：TS971[轻工技术与工程] F832.48[经济管理—金融学]