反洗钱预防政策的实施效果及其国际比较  

The Implementation Effect and International Comparison on the Prevention Policy of Anti-Money Laundering's

作　　者：孙陵霞[1] 张成虎[1] 郭培利[1] 

机构地区：[1]西安交通大学经济与金融学院

出　　处：《财经科学》2016年第7期10-19,共10页Finance & Economics

基　　金：教育部社科规划项目"我国商业银行反洗钱机制及其有效性评价研究"(项目编号:12YJA790184)

摘　　要：1989年伊始的国际反洗钱预防政策,急需一套规范的研究体系来分析其实施效果。本文首先利用微观经济学、博弈论等方法,分析非法资金在不同国家之间的流转行为和特征。其次构建基于45个国家的异质面板数据模型,论证人口规模、FATF的建立对非法资金流转的影响。最后,通过国家之间的横向对比和跨年度的纵向对比,得出人口规模较大的国家、FATF成员国的反洗钱已经取得了一定的效果,FATF的地位和作用不容忽视等结论。It is in urgent need of a set of normative research system for the study of the implementation effect for the interna- tional prevention policy of anti - money laundering which began in 1989. In the first part of this paper, the author analyses the behavior and characteristic about the movements of the criminal income flow between different countries by the means of microe- conomics and game theory. And then it established a panel data model containing 45 countries, to demonstrate the influence to the movements of the eriminal income by the population of a country and whether the FATF is established or not. At last, by lateral eomparison between countries and longitudinal comparison cross periods, made some conclusions, such as, anti - money laundering in the countries with more population or having the membership of FArlT have made some achievements, and the position and role of FATF cannot be ignored.

关 键 词：反洗钱 预防政策 非法资金 国际比较 

分 类 号：F831.2[经济管理—金融学]