中小民营家族企业的“关系融资”:概念和内涵——基于扬州市R企业的观察与思考  

The Relationship Financing of Small and Medium-sized Private Family Enterprises:Concept and Connotation—based on the Observation and Thinking of Y Enterprise in Yangzhou City

作　　者：杨光飞[1] 费倩倩 

机构地区：[1]南京师范大学社会发展学院 [2]东南大学法学院

出　　处：《常州大学学报（社会科学版）》2016年第5期97-103,共7页Journal of Changzhou University:Social Science Edition

基　　金：国家社科基金项目"近年来中小民营家族融资困境的社会学研究"(10BSH048)

摘　　要：文章以扬州市R企业为案例,探索中小家族企业融资方式的独特性,并初步提炼出"关系融资"这一概念。"关系融资"和中小家族企业具有一定的契合性。"关系融资"不同于西方经济学家所提出的关系型融资这一概念。"关系融资"在中小家族企业的生成和发展中担当重要的功能。当中小家族企业从情感型、互惠型的关系融资走向基于利益驱动的交易型融资时,"关系"脱嵌并带来了一定的风险,这对解释近年来所发生的民营企业家"跑路事件"以及跳楼自杀事件有一定的启示。Based on the correlation theory and taking Y enterprise in Yangzhou as an example, the unique- ness of financing methods of Chinese family enterprises is studied and the concept of ＂relationship finan- cing＂ is proposed. Relationship financing and Chinese small and medium-sized family enterprises correspond to each other. ＂Relationship financing＂ is different from the concept of relational financing pro- posed by western economists. Relationship financing plays an important role in the establishment and de- velopment of small and medium-sized enterprises. When they develop from emotional type and reciprocal type of relationship financing to transaction financing driven by benefits, risks arise due to the deintercala- tion of relationship, which can shed light on the ＂run away＂ and jumping to death from a building events of private entrepreneurs in recent years.

关 键 词：家族企业 “关系融资” 脱嵌 

分 类 号：F279.24[经济管理—企业管理]