高校对国家助学贷款风险防范研究——以安徽职业技术学院为例  

Exploring the Risk Prevention of National Student Loan in Colleges and Universities——Taking Anhui Vocational and Technical College as an Example

作　　者：赵霞 赵勋 

机构地区：[1]安徽职业技术学院学生处,安徽合肥230011 [2]安徽职业技术学院科研处,安徽合肥230011

出　　处：《安徽职业技术学院学报》2018年第2期68-69,77,共3页Journal of Anhui Vocational & Technical College

基　　金：材料工程技术专业省级教学团队(2016jxtd069)

摘　　要：近年来国家助学贷款现象复杂,鉴定手续简单,一些大学生违约失信、不按合同要求及时还贷、恶意欠贷等现象屡有出现,不仅影响了国家助学贷款政策的长期有效发展,扰乱了金融市场的正常秩序,还违背了诚信道德的基本准则。文章通过分析安徽职业技术学院开展的一系列防范措施,强化了大学生的诚信意识,引导大学生树立诚信做人、诚信还贷的观念。The national student loan is an important measure adopted by the state in order to guarantee the equity of education and promote the harmonious development of the society. However, in recent years, the phenomenon of college students breaking faith, overdue loans and not paying back have appeared frequently, which not only affects the long-term and effective development of the national student loan policy, but also disturbs the normal order of the financial market, and violates the basic principles of honesty and morality. Since 2014, through many years＇ exploration and practice of student loan risk prevention, the college has effectively reduced the social financial risks of national student loans.

关 键 词：诚实守信 主题活动 金融风险 

分 类 号：G717[文化科学—职业技术教育学]