家庭影子教育投资行为的不确定性与粘性信息分析——基于CHFS调查数据的实证研究  

Uncertainty and Stickiness Information Analysis of Family Shadow Education Investment Behavior——Empirical Study based on CHFS Survey Data

作　　者：蔡文伯[1] 甘雪岩 CAI Wen-bo;GAN Xue-yan(Teachers College,Shihezi University;College of Humanities,Tarim University)

机构地区：[1]石河子大学师范学院

出　　处：《教育经济评论》2021年第6期109-128,共20页China Economics of Education Review

基　　金：国家自然科学基金项目“深度贫困地区教育精准扶贫政策绩效的测度与评价研究”(71864032)。

摘　　要：基于中国家庭金融调查数据(CHFS),从家庭投资的视角分析收入不确定性和粘性信息对影子教育投资行为的影响。研究显示:收入不确定性对家庭影子教育投资行为产生显著的负向影响,收入不确定性增加时,家庭对教育机会成本更加敏感,减少对影子教育的投资。收入不确定性对课程教育类补习支出的负向影响大于综合素质类补习支出的负向影响。粘性信息对家庭影子教育投资行为产生显著的正向影响,风险厌恶程度小的家庭,倾向选择具有高风险投资特征的影子教育。粘性信息对综合素质类补习支出的正向影响大于课程教育类补习支出的正向影响。此外,收入不确定性和粘性信息对不同收入分位、受教育程度、职业层次、不同城乡以及地区的家庭影子教育投资产生异质性影响。为此,应完善社会保障体系,提升家庭收入的稳定性,重视对基础教育资源的均衡投入,促进教育机会公平。家长应树立正确的投资观念,理性选择教育投资产品。The return rate of higher education is becoming more and more obvious.Based on the data from the China Household Finance Survey(CHFS),this paper analyzes the impact of income uncertainty and sticky information on shadow education investment behavior from the perspective of household education investment.Income uncertainty has a significant negative impact on the shadow education investment behavior of families.With the increase of income uncertainty,families are more sensitive to the opportunity cost of education and reduce the investment in shadow education.The negative effect of income uncertainty on curriculum education tutoring expenditure is greater than that of comprehensive quality tutoring expenditure.Sticky information has a significant positive impact on family shadow education investment behavior.Families with low risk aversion tend to choose shadow education with high risk investment characteristics.The positive effect of sticky information on comprehensive quality tutoring expenditure is greater than that of course tutoring expenditure.In addition,income uncertainty and sticky information have a heterogeneous impact on household shadow education investment in different income segments,education levels,occupational levels,urban and rural areas and regions.Therefore,Should improve the social security system,enhance the stability of family income,pay attention to the balanced input of basic education resources,and promote the equality of educational opportunities.Parents should set up the correct concept of educational investment and rationally choose educational investment products.

关 键 词：影子教育 粘性信息 收入不确定性 家庭教育投资 

分 类 号：G78[文化科学—教育学]