家庭住房财富与子代教育支出  

Household Housing Wealth and Children's Education Expenditure

作　　者：苏丽锋[1] 李泽坤 SU Li-feng;LI Ze-kun(Academy of China Open Economy Studies,University of International Business and Economics)

机构地区：[1]对外经济贸易大学国家对外开放研究院教育与开放经济研究中心

出　　处：《教育经济评论》2024年第6期76-97,共22页China Economics of Education Review

基　　金：国家社会科学基金重点项目“我国高质量充分就业的测度、评价与实现路径研究”(23AJL005)

摘　　要：家庭教育支出是人力资本投资的重要途径,随着我国住房价格不断攀升以及家长对子代教育重视程度的提高,家庭住房财富对子代教育支出的影响成为当前社会关注的焦点。本文使用中国家庭追踪调查(CFPS)数据,发现住房财富能够提高子代教育支出水平,且与增加校内教育支出相比,父母更愿意将住房财富增加用于子女课外辅导上。进一步发现,住房贷款和遗赠动机并不会抑制住房财富对子代教育支出的促进作用。异质性分析发现,和中西部家庭相比,住房财富对东部地区家庭的子代教育支出有显著影响;处在房价收入比和公共教育财政支出越高地区的家庭,其子代教育支出的住房财富弹性越低,且相较于高收入家庭,公共教育财政投入对低收入家庭教育支出的替代作用更强。本文对于调整住房和教育政策,提高子代教育投入效率具有重要意义。Housing and education are the two major concerns of Chinese families.With the continuous rise of housing prices and the increasing emphasis of parents on children's education,the influence of family housing wealth on children's education expenditure deserves further study.Using the data of the China Family Tracking Survey(CFPS),this paper finds that housing wealth can increase the level of children's education expenditure,and parents are more willing to use the wealth increase caused by housing appreciation for after-school tutoring than increasing the spending on in-school education.It is further found that housing loan and legacy motivation do not inhibit the promoting effect of housing wealth on children's education expenditure.Heterogeneity analysis shows that housing wealth has a significant impact on the education expenditure of the children of families in the eastern region compared with those in the central and western regions.The higher the ratio of house price to income and public education expenditure,the lower the housing wealth elasticity of their children's education expenditure,and compared with high-income families,public education financial input has a stronger substitution effect on the education expenditure of low-income families.This paper is of great significance for adjusting housing and education policies and improving the efficiency of child education investment.

关 键 词：住房财富 子代教育支出 遗赠动机 教育公平 公共教育财政 

分 类 号：F299.23[经济管理—国民经济] G521[文化科学—教育学]