望子成龙与中国家庭高储蓄率之谜——基于中国家庭追踪调查的实证研究  

Parents Have Great Ambitions for Their Children andthe Mystery of Chinese High Household Savings Rate:Evidence from the CFPS Data

作　　者：刘根荣[1] 李茜[1] Genrong Liu;Qian Li(School of Ecnomics,Xiamen University)

机构地区：[1]厦门大学经济学院,厦门361005

出　　处：《教育与经济》2023年第4期54-63,共10页Education & Economy

摘　　要：本文探讨了父母对子女教育重视程度对中国家庭储蓄率的影响,力图揭示中国家庭长期以来的高储蓄率之谜。首先,验证了父母对子女教育重视程度和家庭储蓄率之间存在着正向关系,并对其稳健性与异质性进行了分析。其次,检验了家庭教育重视程度对家庭储蓄率的影响机制,即对教育重视程度越高的家庭拥有越高的教育支出,并对家庭非教育支出产生挤出效应,最终导致家庭储蓄率上升。最后,研究提出了降低家庭储蓄率、促进居民消费的政策建议。This article discusses the impact of parents emphasis on their children s education on the savings rate of Chinese households in order to reveal the mystery of China s long-standing high savings rate.First,we found the positive relationship between parents emphasis on children s education and family savings rate,and analyzed its robustness and heterogeneity.Secondly,we examined the mechanism by which the degree of emphasis on family education affects the household savings rate,that is,households with higher levels of emphasis on education have higher education expenditures and it has a crowding out effect on non education expenditures,ultimately leading to an increase in household savings rate.Finally,we put forward suggestions to reduce household savings rates and promote household consumption.

关 键 词：教育期望 教育参与 家庭储蓄率 

分 类 号：F08[经济管理—政治经济学] G40-054[文化科学—教育学原理]