互联网环境下特定非金融机构反洗钱义务研究  

Research on the Anti-money Laundering Obligations of Specified Non-financial Institutions in the Internet Environment

作　　者：陈默 于冲[2] Chen Mo;Yu Chong

机构地区：[1]中国政法大学 [2]中国政法大学刑事司法学院

出　　处：《北京政法职业学院学报》2024年第4期37-43,共7页Journal of Beijing College of Politics and Law

摘　　要：我国《刑法修正案(十一)》生效后,洗钱罪并没有如预想般被频繁适用,特定非金融机构未履行的反洗钱义务是主要缘由之一。洗钱罪的追诉思维应当从依附上游犯罪的传统流程转变为独立的逆向逻辑,促进上游犯罪的追诉。目前特定非金融机构的义务规定仍处于缺位状态,在互联网新经济如火如荼的环境下,极大阻碍了其反洗钱义务的履行。应当完善相关法律法规,运用金融监管科技抓取、识别、汇报可能的风险信息,构建以金融情报为核心的反洗钱协作机制,以最大化特定非金融机构的反洗钱作用。After the 11th Amendment to the Criminal Law came into effect,the crime of money laundering was not applied as frequently as expected,and one of the main reasons was that Designated non-financial Businesses and Professions failed to fulfill their anti-money laundering obligations.The prosecution thinking of money laundering crimes should be transformed from the traditional process of relying on upstream crimes to an independent reverse logic to promote the prosecution of upstream crimes.At present,the obligations of DNFBPs are still absent,which greatly hinders the fulfillment of their anti-money laundering obligations in the context of the booming new Internet economy.Relevant laws and regulations should be improved,and financial regulatory technology should be used to capture,identify and report possible risk information,and an anti-money laundering cooperation mechanism with financial intelligence as the core should be established to maximize the anti-money laundering role of DNFBPs.

关 键 词：特定非金融机构 反洗钱 金融情报 立法完善 

分 类 号：D915[政治法律—诉讼法学]